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Beware of High Medical Costs when Travelling Abroad

Friday 12th August 2011

New advice from the Foreign Office highlights the importance of travel insurance

The Foreign Office has published some of the findings from recent research to highlight the importance of having comprehensive travel insurance arranged by every traveller abroad. A major supermarket’s travel insurance research has shown that the average insurance claim made by British tourists was £1,333.41 in 2010. In many countries this was found to be even higher such as £4,725 in the USA. One of the least expensive countries to become ill and require hospital treatment in, or suffer an accident, was found to be Greece. Although a visit to the hospital in Greece would still set you back £422. Normally the insurance company will pay these bills but if you aren’t covered the cash will be payable out of your own pocket.
Additionally, owning a European Health Insurance Card only entitles you to the same level of state health care as the country you are in offers a resident, and travel insurance will also protect your losses if you are a victim of crime or lose your luggage too.

Phil Lord of the Foreign Office’s Know Before You Go Campaign said:

“Such figures highlight the importance of taking out insurance before you travel. Many people try to cut holiday costs, only to discover that when things go wrong they are obliged to pay thousands of pounds in bills. Getting comprehensive travel insurance means that whilst an accident may disrupt your holiday, it won’t bankrupt you.”